AI-Powered Credit Assessment Software for Banks and NBFCs
How can we help?
Accelerate credit decisioning with Glib.ai — an AI-powered credit assessment engine designed for banks, NBFCs, and digital lenders. Analyze financial documents, spending patterns, and creditworthiness in real time using machine learning. Reduce default rates, speed up loan approvals, and improve borrower risk evaluation with unmatched accuracy. Glib.ai automates income verification, detects financial fraud, and delivers predictive credit scoring backed by data points.
Featured Case Study
Discover how Glib.ai transformed Shriram Finance’s auto and two-wheeler loan processing operations with Intelligent Document Processing (IDP), reducing turnaround time, enhancing data accuracy, and improving fraud detection.
Use Cases We Serve
Automate credit assessment with our AI-powered solutions.
Assist, augment and automate.
Here are some frequently asked questions. If you have any other questions, please feel free to contact us.
What is AI-powered credit assessment, and how does Glib.ai perform it?
AI-powered credit assessment automates borrower evaluation using bank statements, transaction data, and credit reports. Glib.ai applies machine learning models to assess income, cash flow, and liabilities to deliver real-time credit scores and approval recommendations.
How accurate is Glib.ai's AI credit scoring system?
Glib.ai’s models are trained on millions of data points and continuously optimized. Accuracy improves over time through feedback loops, reducing false approvals or rejections and ensuring risk-optimized lending.
Can Glib.ai be used for unsecured and secured loans?
Yes. The platform supports personal loans, business loans, mortgage loans, auto loans, and more — including secured and unsecured lending.
Does Glib.ai detect fraudulent financial documents during credit assessment?
Yes. Our AI performs 11+ fraud checks including document tampering, signature mismatches, fake bank statement detection, and income fabrication.
How does Glib.ai integrate with core lending systems and CRMs?
Glib.ai offers plug-and-play RESTful APIs and supports integrations with most LOS (Loan Origination Systems), CRMs, and credit bureaus like CIBIL, CRIF, Experian, and Equifax.
Learn how AI-powered insights can help you eliminate bottlenecks and transform your organization.
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