Loan Origination Automation

Transforming Loan Approvals with AI-Driven Efficiency

Introduction

Manual loan origination slows down approvals, frustrates customers, and increases risk. Glib.ai empowers banks and NBFCs to digitize and automate end-to-end loan origination — delivering faster, compliant, and more accurate decisions from day one

"GLIB.ai will help us assess merchant risk in a better and more efficient manner. With FinRay, we can quickly analyze key ratios from financial statements across multiple languages."

Francesco Garcia

Director - Merchant Credit Risk

Other Use Cases

Loan Origination Automation Borrower Profile Enrichment Risk Based Loan Pricing Loan Monitoring Loan Disbursement Automation Loan Servicing Automation

Key Benefits

End-to-End Application Automation: From digital application intake to final approval, Glib.ai streamlines the process — eliminating redundant paperwork and minimizing manual interventions.
Instant Creditworthiness Evaluation: AI models assess borrower profiles using credit bureau data, bank statements, income verification, and alternate credit indicators — all in real-time.
Built-in Fraud Detection: Our system scans for inconsistencies, identity mismatches, tampered documents, and behavioral red flags before approvals — preventing fraud before it happens.
Compliance-First Origination: Automates adherence to RBI, SEBI, AML, KYC, and Fair Lending norms with embedded validation rules and digital audit trails.
Multi-Product Support: Whether it’s personal loans, business loans, home financing, or credit lines, Glib.ai enables tailored origination workflows for every loan type.
Seamless Ecosystem Integration: Connects with LOS, LMS, CRMs, bureaus, and verification partners via secure APIs — enabling fast deployment and scalability.

Human expertise + Machine intelligence

Assist, augment and automate.

Questions? Answers.

Here are some frequently asked questions. If you have any other questions, please feel free to contact us.

How does Glib.ai automate the loan origination process?

We digitize the full workflow: - Capturing application data digitally (mobile, web, POS) - Auto-fetching and parsing documents (bank statements, PAN, Aadhaar, ITRs) - Running credit, income, and risk assessments using AI - Validating against compliance checklists - Pushing approvals into your LOS or LMS This reduces origination time by 70–90%.

Can your platform detect fraud during loan origination?

Yes. Our fraud detection engine analyzes: - Identity inconsistencies across documents - Tampered PDFs or scanned fakes - Reused contact details or synthetic identities - Behavioral anomalies (e.g., high credit utilization, unusual geography) All in real-time — helping reduce fraud-related losses by up to 40%.

Is this platform suitable for multiple loan types?

Absolutely. Glib.ai supports: - Personal Loans - Business Loans - Auto & Home Loans - Gold Loans - BNPL & Microfinance Each loan product can have customized workflows, scoring models, and risk rules.

How does it ensure regulatory compliance?

We embed compliance checks at every step: - KYC document validation - PAN, Aadhaar, GSTIN, and bureau pull automation - AML checks with real-time alerts - Risk classification for fair lending Plus, everything is logged for audit-readiness and governance.

Can Glib.ai integrate with our existing LOS or credit systems?

Yes. Our system is API-first and modular — allowing you to: - Plug into your current LOS or LMS - Pull data from internal CRMs or third-party APIs - Push approved applications downstream automatically We also support white-labeled front ends and mobile SDKs for origination.

Make better and accurate decisions

Learn how AI-powered insights can help you eliminate bottlenecks and transform your organization.

5/5

4.7/5