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AI Decisioning Platform

Faster, explainable decisions for banking, lending, and insurance

GLIB reads your documents, applies your policies, and sends only the exceptions to your team, working inside the systems you already run.

Trusted by modern financial institutions

  • ICICI Bank
  • Bank of Baroda
  • TATA Capital
  • Bandhan Bank
  • SBI Life
  • Kotak Life
  • IDFC First Bank
  • Union Bank of India
  • First Abu Dhabi Bank
  • ABSA Bank
  • Siam Commercial Bank
  • Shriram Finance
  • CARE Ratings
  • HDFC Credila
  • City Union Bank
  • Pollen Finance
  • Home Credit
  • CardX
  • Citi Bank
  • Mintifi
  • BMW

Platform Architecture

Connected. Understood. Decided. Put to work.

Four layers turn financial data and documents into governed decisions, AI-driven workflows, and automated outcomes.

Core Platform

One platform. Three core products.

Document AI, Studio, and Orchestrator cover the journey from understanding information to designing workflows and running them reliably in production.

Studio

Design and compose end-to-end workflows

Use a visual drag-and-drop editor to connect AI agents, APIs, business rules, decision points, and human-review steps on one canvas. Reuse components and version workflow logic.

Document AI

Understand financial documents natively

Classify documents and extract structured fields directly in the platform. Combine in-house AI/ML models, LLMs, and VLMs for financial-document understanding, extraction, validation, and analysis.

Orchestrator

Run, observe, and govern workflows in production

Test and publish workflow versions, execute processes across agents and enterprise systems, and monitor production runs with runtime observability and operational control.

Financial Intelligence

Built on deep financial intelligence

GLIB continuously processes bank statements, borrower records, financial reports, and operational documents to generate structured operational intelligence for downstream workflows.

Beyond OCR: contextual financial understanding.

AI Agents

A library of specialist agents for financial work

Pre-built, domain-trained agents for BFSI. Each automates operational tasks and coordinates into larger business workflows. Swipe through the library to see them in action.

Custom agents

Build your own agent

Have a workflow our library doesn't cover? We'll design a specialist agent around your policies, documents, and systems, governed like every other GLIB agent.

Talk to our team

Income Analysis Agent

Reads statements, payslips, ITR and GST to issue a verified income figure with its method, composition and stability, plus the share of income already committed to repayments.

Fraud Detection Agent

Scores each application against transaction, device and document signals, names the fraud pattern, and returns the evidence and next step behind every flag.

Risk Monitoring Agent

Re-scores the book against repayment behaviour, bureau refresh and macro signals, surfacing overdue migration, concentration and covenant breaches as early-warning signals.

Document Validation Agent

Checks authenticity and tampering, matches signatures against bank records, and cross-verifies fields across documents, returning a verdict with the evidence attached.

Financial Summary Agent

Spreads three years of financials into standard ratios with a peer benchmark, and drafts the credit-note narrative so the case arrives already argued.

Completeness Verification Agent

Measures the case file against the product checklist, separates blocking gaps from non-blocking ones, and drafts the request for whatever is still missing.

Workflow Composition

Compose workflows from production-grade blocks

Every workflow is built from reusable, governed building blocks. Combine API, LLM, and Rule blocks alongside agents and human steps to express any operational process.

Customisable

Configure every block's inputs, prompts, thresholds, and routing to match your policies, then save it as a reusable template for other teams.

Auditable by default

Each block is versioned and logs its inputs, outputs, and decisions, so every workflow run can be traced and explained.

A rich ecosystem of blocks

Start from APIs, LLMs, rules, agents, Document AI, timers, and human steps, and extend the library with your own.

  • API Block: Call any internal service or third-party API.
  • LLM Block: Reason, summarise, classify, and extract.
  • Rule Block: Validations, thresholds, versioned policy.
  • Decision: Branch on rules, scores, and thresholds.
  • Webhook: Emit and receive events between systems.
  • Agent: Drop in a specialist AI agent.
  • Human step: Review, approve, or override anywhere.
  • SLA timer: Track deadlines and trigger escalation.
  • Document AI: Classify and extract structured fields.
  • Transform: Map, normalise, and enrich payloads.
  • Notify: Alert teams over email, Slack, or webhooks.

Decisioning & Human Oversight

Automate where confidence is high. Escalate where judgment matters.

GLIB combines configurable decisioning with human oversight so institutions can encode policy, enforce thresholds, route exceptions, and preserve explainability across the workflow.

Review & Escalation

Put every exception in front of the right person

Cases that need judgment never sit in a shared inbox. They land in one prioritised queue, and anything outside policy is routed to the team that owns it.

  • Review queues. One queue for every case that needs a human, sorted by risk and SLA.

  • Escalation workflows. Low-confidence decisions and policy breaches route to the owning team automatically.

Approval Workflows

Decide how sure the system must be, and who signs off

Set the confidence each decision type needs to run unattended. Above the bar it completes; below it, or above a value limit, the workflow waits for sign-off.

  • Confidence thresholds. Hand off cases when configured confidence falls below the bar.

  • Approval checkpoints. Require sign-off, in order, for high-value, high-risk, or regulated decisions.

Audit & Governance

Every decision on the record, every change governed

Each case keeps a step-by-step record of what the agents did, which rules fired, which model was called and who stepped in, so any outcome can be explained to a regulator, an auditor or the customer.

  • Complete audit trail. Every step, rule result, model call and human decision is logged in order, with its inputs and evidence.

  • Governed overrides. Only the right role can overturn an outcome, and every rejection or escalation needs a recorded reason.

Enterprise Fit

Designed to fit the financial stack you already run

Bring GLIB into your existing infrastructure instead of replacing it. Connect through APIs and configurable integrations across three groups of systems.

Core, lending, and claims systems

Read applications and claims, then push decisions, limits, and statuses back into the systems that run your book.

Core banking · LOS · LMS · Claims

Customer and finance operations

Keep customer records, case status, and vendor payments in sync with your CRM or ERP, and send decisions and document requests by email.

CRM · ERP · Email

India's public data rails

Fetch bank statements through Account Aggregator, pull KYC records from CKYC, and verify e-invoices with the GST Invoice Registration Portal, all inside the same workflow.

Account Aggregator · CKYC · GST e-invoicing

  • Security

    Enterprise controls

    Encryption, role-based access, auditability, environment isolation, configurable retention, explainability, and governed human intervention.

  • Deployment

    Controlled cloud or on-premise

    Align deployment with infrastructure, privacy, residency, security policies, and regulatory requirements.

  • Certification

    ISO 27001 and SOC 2

    Robust encryption, continuous monitoring, and rigorous security assessments safeguard your data and uphold industry-leading standards.

Platform FAQs

How the platform works, where it deploys, and how it fits the systems you already run. Anything else, just ask us.

Get Started

Transform financial operations with agentic decisioning

Orchestrate AI agents, automate operational workflows, and scale intelligent decisioning through one unified enterprise platform.